YOU CAN’T CHOOSE WHAT THE FUTURE HOLDS, BUT YOU CAN CHOOSE TO PREPARE FOR IT.

Your vehicle should work for your life, not keep you stuck when your life changes.

The vehicle that fits your life today may not be the vehicle you need tomorrow.

Exit Ramp gives you a potential path to return to the participating dealer or ownership group when your needs change, subject to the terms of your contract.

Exit Ramp is insured by Old Republic Insurance Company, with the benefit amount defined in the contract.

BUILT INTO YOUR VEHICLE PURCHASE. READY FOR WHAT LIFE BRINGS.

Ask your dealer about Exit Ramp today so you can be prepared for tomorrow.
If your family, work, commute, budget, or lifestyle changes, Exit Ramp helps you move into another vehicle before your original loan or lease term ends—even if you still owe more than your vehicle is worth.
Exit Ramp is an optional benefit you can add when you purchase or lease a participating vehicle. It is included in the vehicle transaction from the start.

Your life can change. Your vehicle should be able to change with it.

WHAT IF THE VEHICLE THAT FITS YOUR LIFE TODAY IS NOT THE ONE YOU NEED NEXT YEAR?

Exit Ramp gives you the flexibility to return your vehicle back to the participating dealer and get into something more fitting when your needs change.
More flexibility for the road ahead.

YOUR LIFE CAN CHANGE BEFORE YOUR VEHICLE TERM ENDS.

A new vehicle can be the right choice today. Then life changes.

A growing family may need more room. A new job may change your commute. Your budget, priorities, or daily routine may look different than they did when you signed.

Changing vehicles before the end of your loan or lease can be difficult when you owe more than the vehicle is worth. That difference is called negative equity. Without a benefit in place, it may limit your options or add more cost to your next vehicle.

Exit Ramp gives you a possible path forward.

FROM TODAY’S VEHICLE TO WHAT COMES NEXT.

Exit Ramp is designed to give you more flexibility if your needs change.

TODAY

You purchase or lease a participating vehicle and add Exit Ramp to the transaction. Your contract states the benefit amount and requirements.

ELIGIBILITY

After you have made at least 12 payments over a minimum of 12 months, you may become eligible to return—subject to your contract terms.

RETURN

You return to the participating dealer or ownership group to discuss your next vehicle.

NEXT VEHICLE

If you meet the contract requirements, the Exit Ramp benefit may help cover the approved negative equity gap, up to the amount stated in your contract.

BUILT FOR REAL LIFE, IN CASE EVERYTHING DOESN’T GO TO PLAN.

Exit Ramp is for the possibility that your needs will change. It can help you avoid waiting for equity to catch up before you explore another vehicle.

What to remember:

1. Exit Ramp is added to your vehicle transaction at purchase or lease.

2.The benefit is subject to the eligibility requirements and limits in your contract.

3. The benefit amount is defined and capped in advance.

4. You must return to the participating dealer or ownership group to use it.

5. The benefit cannot be taken to another dealer.

6. It does not mean every negative equity amount will be covered.